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Ty and Kady Hendrix live in a gated development that doesn’t have a golf course or a clubhouse—or a lot of neighbors. A half-mile of woodland separates the couple from their nearest fellow homeowners in the Reserve, an 1,100-acre community with only 57 home sites, just a few miles from North Carolina’s Pisgah National Forest.
“It’s almost like you’re camping,” said Mr. Hendrix, 55, a financial adviser who spent over $1.09 million to build a 4,000-square-foot, board-and-batten home on 15½ acres there in 2003. He can hike…